Stop running out of money before payday.
Made for anyone paid weekly or every two weeks whose money runs out before the next check. In about 10 minutes, you'll know exactly what's safe to spend from your next paycheck.
Get the free kitWhat you get, 100% free
Online Paycheck Planner (web tool)
Type in your pay and bills once. It instantly maps your next 8 paychecks: which bills each one covers and your Safe-to-Spend. Works on your phone or computer.
The Paycheck Budget Guide (PDF)
Learn the simple 4-B Paycheck Plan, follow a real worked example, and use a word-for-word phone script to lower your bills.
17 Fillable & Printable Worksheets
Bill list, bill-to-paycheck matcher, paycheck plans, sinking funds, a $1,000 savings tracker and a 30-day challenge.
Every paycheck gets 4 jobs
Bills
Everything due before your next payday. Paid first, so nothing is ever late.
Basics
Groceries, gas and the everyday things you need until next payday.
Buffer
A little saved every time, so one surprise doesn't become new debt.
Breathing Room
What's left is yours. Spend it on anything, with zero guilt.
Paycheck − Bills − Basics − Buffer = Safe-to-Spend
This kit is for you if…
- You're paid weekly or every two weeks and money runs out before payday
- One paycheck always feels "heavy" with bills and the other feels easy
- Monthly budgets never seem to work for you
- You want a simple plan without pricey apps, jargon or judgment
Questions
Get the Paycheck Budget Kit
The online Paycheck Planner, the PDF guide and 17 fillable worksheets. Enter your email and all 3 open right away.
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For education and personal planning only. Not financial, tax or legal advice.