The Small Business Valuation & Exit Readiness Command Center - Stackwise

You'll probably sell your business once. Buyers buy businesses every week. This kit closes that gap.

Most owners guess their price, list too early, and find out in due diligence what buyers really care about. By then it's too late to fix.

The Small Business Valuation & Exit Readiness Command Center

Shows you what your business is likely worth today, what's holding the price down, how to raise it before you sell, and what you'll actually keep after fees, debts and taxes.

It's built around the V.A.L.U.E. Method: Verify your numbers, Assess your readiness, Lift your multiple, Understand the deal and Exit with more.

WHAT YOU CAN DO WITH IT

✔ Recast 3 years of profit into SDE (seller's discretionary earnings), the number most buyers price, with an add-back checklist and a proof column

✔ Score the 10 value drivers buyers pay for and see your Readiness Score (0–100) and multiple

✔ Get a conservative, likely and strong value, plus your "value gap": what fixing your weak spots is worth

✔ Test your price the way a buyer's SBA 7(a) lender will (1.25x coverage, 10% equity, standby notes, no earn-outs)

✔ Compare up to 3 offers in today's dollars: cash, seller notes, earn-outs and consulting pay

✔ Estimate your walk-away number after the broker fee, debt payoff and 2026 federal and state tax, then work backward to the price you'd need

✔ Plan your improvements and build your data room with a 50-item due diligence tracker

WHAT'S INCLUDED (5 files + bonus EPUB)

📘 40-page Guide (PDF): Quick-Start, 2026 key numbers, SDE and add-backs, the 10 value drivers, the 24-month Value Builder Plan, deal structure, SBA rules, comparing offers, taxes on a sale, the sale process and your exit team

📊 14-tab Workbook (Excel + Google Sheets): Dashboard, Business Profile, Financials & Add-Backs, Readiness Scorecard, Valuation, Value Builder Plan, Deal & SBA Check, Offer Compare, Net Proceeds, Exit Number, Due Diligence, Key Numbers 2026 (with industry multiples). Real formulas, zero errors.

🖥 Exit Value Studio (HTML): opens in any browser, works offline, the same math with live charts

✍ 14 Fillable Worksheets (PDF): exit goals, add-back finder, SDE calculator, step-away test, readiness scorecard, offer comparison, walk-away estimate and more

📄 6 Templates (Word): buyer NDA, confidential teaser, letter of intent, due diligence request list, key-employee stay bonus letter and customer announcement letter (attorney-review drafts)

📱 Bonus: The Guide as an EPUB eBook for your phone

THE EXAMPLE INSIDE

Harbor Point Home Services (a fictional HVAC and plumbing company) has $364,285 of weighted SDE and a Readiness Score of 51, for a likely value of $1,051,872. Raising the score to 75 is worth about $109,285 on the same profit. At a $1,095,000 price, the owner's estimated walk-away is $703,991, and the kit shows why, in this example, the biggest offer ($1,200,000) is worth slightly less in today's dollars than a smaller one.

HONEST BY DESIGN

No "sell for 10x" hype. The kit uses real 2026 market data (BizBuySell), the SBA's October 2026 lending rules and 2026 tax brackets, flags the add-backs buyers reject, and tells you when to bring in a broker, attorney and CPA.

WHO IT'S FOR

US small business owners who want to sell in the next 1–5 years or just want to know what they've built: service businesses, trades, retail, agencies and other Main Street businesses, roughly $250,000 to $10 million in revenue.

GOOD TO KNOW

• Instant digital download. Works with Microsoft Excel, Google Sheets, LibreOffice, Word and any modern browser.

• Rules and data verified October 2026. Update one Key Numbers tab for future years.

• Educational planning tool, not legal, tax or appraisal advice, and not a certified business valuation.

Stack money. Be wise. · Stackwise