Catch-Up Retirement Planner for Women 50+ | Stackwise

Behind on retirement savings? It's not too late. This step-by-step planner, spreadsheet tracker and calculator help women 50+ find their real retirement number, see the exact size of their gap, and build a realistic plan to catch up.

Made for women who started saving late, took years off to raise children or care for a parent, are divorced or widowed, or are self-employed with no workplace 401(k). Plain English. Large, easy-read print. No finance degree needed.

★ WHAT'S INCLUDED (5 files)

• 94-page DIGITAL planner (PDF): clickable tabs + 1,800+ type-in boxes and checkboxes. Use it in GoodNotes, Notability, Adobe Reader or Mac Preview.

• 94-page PRINTABLE planner (PDF): ink-friendly, US Letter.

• Catch-Up Tracker (Excel + Google Sheets, 13 tabs): type your numbers once and it calculates your number, your gap, a readiness score, how long your money lasts, and ranks what to do first.

• Catch-Up Calculator (opens in your web browser, works offline, no sign-up): slide four levers and watch your gap shrink.

• 4-page Quick-Start Guide.

★ THE C.A.T.C.H. U.P. METHOD (7 steps)

C – Check where you stand: net worth, every account, lost 401(k)s, beneficiaries, debts

A – Add up your number: retirement budget, the 4% rule, no-math growth tables, your gap

T – Turbocharge your savings: 2026 catch-up limits ($32,500 at 50+, $35,750 at ages 60–63), Solo 401(k)/SEP for business owners, debt payoff

C – Claim Social Security smart: 62 vs 67 vs 70, your 35-year earnings check, spousal, divorced-spouse and survivor benefits

H – Health & long-life protection: Medicare timeline, bridge to 65, HSA, long-term care, plan to 95

U – Unlock extra income: work-longer worksheet, bridge jobs, side income, housing options, income floor

P – Plan, track & stay on course: 90-day sprint, 12 undated monthly check-ins, color-in savings tracker, quarterly and annual reviews

★ AFTER THIS PLANNER, YOU'LL KNOW

✓ Your real retirement number (often smaller than you fear)

✓ The exact size of your gap, and the monthly amount to close it

✓ Your personal 2026 catch-up contribution limits

✓ The Social Security age and benefit that pay you the most

✓ Your next money step, every month

★ WHO IT'S FOR

Women 50–65 who feel behind: late starters, women returning to work, single women, divorced or widowed women, and self-employed women.

★ WORKS WITH

Excel, Google Sheets, Mac Numbers, GoodNotes, Notability, Adobe Acrobat Reader, Mac Preview, any web browser, any printer.

★ HOW IT WORKS

1. Purchase and download your 5 files

2. Open the Quick-Start Guide and follow "Your first 60 minutes."

3. Work through one step a week, then check in for 15 minutes a month.

★ PLEASE NOTE

• Digital download. No physical item will be shipped.

• Undated, so you can start any month, any year. 2026 IRS, Social Security and Medicare figures are included and checked as of October 2026.

• Educational tool only, not personalized financial, tax, legal or medical advice. Results are estimates; investments can lose value.

• For personal use only. Please don't share or resell.

• Due to the nature of digital products, all sales are final. Message me anytime if you need help opening your files.