Buying Your First House in Your 20s - Guide + Workbook

Buying Your First House in Your 20s is a 2-in-1 digital download that walks a complete beginner from “my credit score is a mystery” to “these are my keys” — using the same 7-step process every confident buyer follows.

Here’s what’s inside:

1. The 30-Page eBook (PDF) A plain-English, US-specific home buying guide built around seven steps: Credit → Budget → Save → Loan → Hunt → Offer → Close.

What you will Learn:

• how your credit score sets your rate (and how to raise it)

• The 28/36 rule for a payment you can actually live with

• Why the 20% down payment is a myth (FHA 3.5%, conventional 3%, and $0-down VA/USDA options)

• How to shop lenders and get pre-approved

• How to tour homes like an inspector,

• What happens in the 30–45 days between offer and closing day.

• First 30-days move-in checklist

• 10 first-timer mistakes to skip,

• A plain-English glossary.

2. The 6 Fill-In Worksheets (PDF) Turn the reading into a plan: readiness checklist & credit snapshot, affordability math, house fund savings tracker, lender comparison sheet, home tour scorecards, and the full closing countdown. Print them or mark them up in GoodNotes on your iPad.

• 30-page step-by-step home buying eBook (PDF, US-specific)

• 6 fill-in companion worksheets — print or GoodNotes

• The full 7-step path: credit → budget → save → loan → hunt → offer → close

• First-timer mistake list, glossary & move-in checklist included

• Instant download ・ lifetime access ・ read on any device

Why people love it:

• Written for first timers — zero jargon, zero lectures

• US-specific: FHA, conventional, VA, USDA, PMI, closing costs, DPA programs

• Real numbers and worked examples, not vague pep talks

• Mobile, tablet & print friendly — read anywhere, fill in anything

• Instant digital download — start tonight, keep it forever 

Whether you’re 22 and dreaming, 26 and saving, or 29 and touring homes this weekend, this guide turns the scariest purchase of your life into a process you own.

Stack money. Be wise. Get the keys.

Digital product — no physical item shipped. Educational content, not personalized financial, legal, or tax advice.